Material disclosure. This website is an advertising referral service. We are not a lender, a loan broker, or any lender’s agent: your request is submitted to independent participating lenders, who may extend cash advances between $100 and $1,000, installment loans up to $5,000, and personal loans up to $35,000. Acceptance is never guaranteed, credit decisions are never ours, and our compensation comes from participating lenders for advertising services, never from applicants. Sending a request commits you to nothing.
APR disclosure. Typical APR ranges on this network: cash advance / payday products from about 200% to 1,386%; installment products from about 6.63% to 225%; personal loans from about 4.99% to 450%, all varying by lender and state. APR annualizes the cost of credit, interest plus fees, so a two-week loan always prints a large number even when the dollar fee is small. Before you accept any offer, the lender must present the exact APR and fee schedule, and quoted rates can change.
Where this service is unavailable. Residents of these jurisdictions cannot use the service: Arizona, Arkansas, Connecticut, District of Columbia, Georgia, Maryland, Massachusetts, New Jersey, New York, North Carolina, Pennsylvania, Vermont, West Virginia. Serviced states shift over time as state law and lender coverage evolve.
What borrowing can mean for your credit. The operator makes no credit decisions. Participating lenders may check your information with credit bureaus or alternative providers when weighing creditworthiness. Missed payments can bring added fees, collection activity, or both, and repeated short-term borrowing correlates with longer-term financial strain, which is why every state page here lists alternatives worth reading first. Renewal policies are lender-specific; get yours in writing before accepting an offer.